Explore Texas.
Local expertise. Real results. Connect with trusted agents and discover homes across the state.
About Texas real estate
Texas is too big for one market. Houston runs on energy and medical. Dallas-Fort Worth runs on corporate and finance. Austin runs on tech. San Antonio runs on military and tourism. The Hill Country is its own world. The coast is a different one.
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Property taxes and homestead rules shape pricing more than any other state.
Expert take: Our Texas REALTORS® know property tax cycles by county, which school district lines actually matter for resale, and which suburbs are ten years ahead of the price curve. Houston flood maps changed materially in 2024 and most agents haven't caught up. Ours have.
Get a current value estimate for your Texas home. It takes about a minute, from Find a Home.
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Why buy in Texas?
- No state income tax
- Strong job market across multiple industries
- Generous homestead exemption rules
- Property tax variability creates opportunity zones
Spring 2026 market snapshot
Market data is updated periodically and deemed reliable but not guaranteed.
Texas through experienced eyes
What makes Texas different.
Tax structure shapes who moves to Texas. With no state income tax, the buyer pool tilts toward earners optimizing for take-home pay.
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Inside Texas the action concentrates around Houston, San Antonio, Dallas, with Houston (broadest, most affordable major metro) as the metro most worth watching in 2026. The climate runs humid subtropical to semi-arid, which shapes the housing stock. older homes prioritize porches and shade; newer builds emphasize HVAC and humidity control. Property tax does the work that income tax doesn't. Effective rates vary by county. Verify the rate for the specific property before you offer.
Current conditions.
Texas is several markets stacked together. Median listing price statewide is $359,950, with a median 53 days on market and 127,000+ active listings. Houston runs hotter than that average.
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Smaller metros and rural areas run slower.
The single biggest trend.
Out-of-state buyers continue to find Texas for the tax structure. The wave is steadier than 2022-2023 but hasn't stopped.
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The biggest 2026 trend: equity-rich relocators competing with younger in-state first-time buyers for the same mid-range inventory.
Where to look in Texas
Hand-picked by Find a Home Network partners on the ground.
Houston
Houston is the primary metro. Most inventory, most competition, fastest movement. This draft summary will upgrade once a Texas REALTOR® partner contributes their voice.
San Antonio
San Antonio is secondary metro with established economy and steadier pricing. This draft summary will upgrade once a Texas REALTOR® partner contributes their voice.
Dallas
Dallas is growing metro with relative affordability vs. the top two. This draft summary will upgrade once a Texas REALTOR® partner contributes their voice.
Austin
Austin is regional center with strong fundamentals and lower entry prices. This draft summary will upgrade once a Texas REALTOR® partner contributes their voice.
Fort Worth
Fort Worth is smaller market. Value plays and longer days on market. This draft summary will upgrade once a Texas REALTOR® partner contributes their voice.
Schools & Education
Ratings from GreatSchools. Local context from Find a Home Network partners.
Texas school district detail coming with local partner
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School-by-school context for Texas requires a local REALTOR® partner's eyes on the ground. Network-level summary: research the specific district's funding stability, leadership tenure, and feeder pattern for any school zone you're considering.
Things to Know
Local quirks that change how you should buy or sell in Texas.
For buyers from out of state
Buyers relocating to Texas from high-tax states underestimate how much of the savings get absorbed by property taxes. Verify the effective property tax rate for the specific county and property before you offer.
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The state-level number on a tax-foundation chart is not what you'll pay.
For sellers
Sellers in Texas should know the Texas contract default expectations. Earnest money timelines, inspection windows, financing contingencies. State-specific contract customs surprise sellers moving from out of state. Work with an agent who knows the specific MLS rules.
Taxes & cost of living
Texas has no state income tax. Property tax does the work. Effective rates vary widely by county, with some local areas running among the highest in the country. Sales tax in Texas adds another layer.
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Total tax burden often nets out close to mid-tax states once property and sales tax are factored in.
Climate & weather
Texas climate runs humid subtropical to semi-arid. Climate considerations vary by region within the state.
Local closing customs
Texas closing customs vary by region. Title and escrow practices differ between metro and rural counties. Texas MLS rules (NTREIS, HAR, ABoR, SABoR) govern how listings are displayed and shared.
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Work with an agent who knows the specific local customs.
Questions buyers and sellers ask us most
How much do I need for a down payment in Texas?
For conventional loans, 20% down on the Texas median of $359,950 would be $71,990. Most Texas buyers close with 3-5% down via conventional, FHA (3.5% down), or VA (0% for eligible service members). State-level first-time buyer programs may apply. Check with a local lender.
What's the average property tax in Texas?
Property tax in Texas varies by county. Without a state income tax to offset, property tax does the work of state funding. Verify the specific rate for the property you're considering.
What's the best time of year to buy a home in Texas?
Late summer through early fall (August-October) is historically the most favorable window across most US markets, and Texas follows this pattern. Spring has the most inventory but most competition. Winter has the least competition but the least inventory.
Can I buy a home in Texas without seeing it in person?
Yes, and many out-of-state buyers do. A local REALTOR® running video walkthroughs, paired with a thorough inspection contingency, makes remote purchase manageable. Most Texas agents are comfortable with this workflow now.
How long does it take to close on a home in Texas?
30-45 days is typical for a financed purchase. 14-21 days is achievable for cash. The bottleneck is usually appraisal and lender underwriting, not title work. Texas title and escrow companies are competent and move at standard pace.
What MLS systems cover Texas?
Texas is served by NTREIS, HAR, ABoR, SABoR. Listings from these MLSs feed the IDX systems consumers see on real estate sites. Coverage varies by city and county.
Guidance That Moves You Forward
Get in touch with a REALTOR® who lives in Texas.
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